Terms of Service

By using FundsJoy, you agree to these terms and acknowledge that FundsJoy is not a lender, broker, or agent of any lender. The website provides a request and connection service only.

Submitting a request does not guarantee approval, a loan offer, or specific terms. Participating providers make independent decisions and may perform credit checks.

You agree to provide accurate information, use the website lawfully, and review all third-party agreements before accepting an offer. FundsJoy is not responsible for a lender's acts, omissions, rates, fees, payment policies, or services.

The website and its content are provided as available without guarantees. These terms may be updated, and continued use constitutes acceptance of the revised terms.